My husband and I are in real trouble. We owe several months' payments on our mortgage. We are months behind with our utilities. Our gas has been shut off, and our phone and electricity are soon to follow. We are currently trying to pay the D.A. for some outstanding 'bogus' checks so we can stay out of jail. And we owe fees and late charges on two mail order companies, two credit card balances, and two personal loans. On top of all that, trying to keep up with all these payments on our relatively fixed incomes has us overdrawn with our bank account more often than not...and having to pay the overdraft fees, which eat away what money we DO have. The harder we try to catch up, the further behind we get and the more money we owe. And I do happen to be confined to a wheelchair, so I can't do a whole lot of running around the city to try to find relief organizations. What we need is enough grant money to get caught up on all our bills so we don't have to fight so hard to make ends meet.
